Ask five firms what monthly bookkeeping costs and you will get five very different numbers. Published entry prices on Indian compliance platforms start at around ₹2,000 a month, some packages run to ₹10,000, and a few firms quote ₹20,000 or more for a basic plan. Specialist finance-operations firms often publish no price at all.

Those numbers are not really comparable, because they describe different amounts of work. Before you compare quotes, it helps to know what actually drives the fee.

What drives a bookkeeping fee

  • Transaction volume. The number of sales invoices, purchase bills, bank entries and expense claims each month is the biggest single driver. Many providers price in bands, for example up to 100, 300 or 700 entries a month.
  • Number of bank accounts, cards and wallets. Each one has to be reconciled every month.
  • Number of GST registrations and states. More registrations mean more returns and more reconciliations.
  • Payroll. Salary entries and payroll records add monthly work, even if payroll itself is run elsewhere.
  • Reporting. A monthly profit and loss, balance sheet, cash flow and budget comparison takes time beyond the entries themselves.
  • The state of your books today. Months of backlog are usually quoted separately as catch-up work.

What a low price usually leaves out

Entry-level packages are often built around data entry only. Common exclusions include GST and TDS filing (priced separately), bank reconciliation beyond one account, ledger scrutiny, and any monthly reporting. Some packages are quoted per year, not per month, so check the billing period.

None of this makes a low price wrong. It means the price covers a smaller job. If you need books that agree with the bank and a report you can act on, compare quotes against that scope.

How to compare quotes fairly

  1. Write down your monthly volume: invoices, bills, bank accounts and employees.
  2. Ask each provider for a written scope, not just a price.
  3. Check whether GST, TDS, reconciliations and monthly reports are inside or outside the fee.
  4. Check the billing period (monthly, quarterly or yearly) and whether taxes are extra.
  5. Ask what happens when your volume grows, and how much notice you get before a change.

How FigureWise prices bookkeeping

FigureWise works on a prepaid monthly retainer, priced per service and scaled to your transaction volume. Bookkeeping can be taken on its own or bundled with GST and TDS compliance and a monthly MIS pack. You get a written scope and fee before any work starts.

Prices mentioned here are ranges published by providers in India as of November 2026. They change often, so treat them as a guide rather than a quote.